STREETINSIGHT UK

1. Acceptance of Terms & Nature of Service

1.1. By accessing or querying the StreetInsight UK platform, you enter into a binding agreement under the laws of England and Wales. If you do not agree to these Terms in their entirety, you are strictly prohibited from using the platform.

1.2. StreetInsight UK provides software algorithms that aggregate, cross-reference, and visually present publicly available UK governmental and open-access spatial datasets. The service is provided on an "AS IS" and "AS AVAILABLE" basis.

2. Sourcing Transparency & Open Government Licences (OGL v3.0)

All data feeds utilized by StreetInsight UK are derived from official public bodies under open licenses. We do not independently verify, audit, or physical inspect properties:

• UK Police & Crime Incidents (data.police.uk): Published by the Home Office under the Open Government Licence v3.0 (OGL v3.0). Crime coordinates are subjected to official Police UK anonymisation "snap-points" to protect privacy. Incidents reflect reported crimes, not convictions.
• HM Land Registry (Price Paid Data): Contains HM Land Registry data © Crown copyright 2026, licensed under OGL v3.0. Land Registry data is subject to registration lag (typically 3 to 12 months from transaction completion).
• Flood Risk Assessment (Environment Agency & Defra): Flood risk classifications (Rivers/Sea and Surface Water) are derived from the Environment Agency long-term flood database (© Environment Agency 2026, OGL v3.0). They represent broad mathematical catchment modeling and do not replace a site-specific Flood Risk Assessment (FRA) or official Environmental Search.
• Demographics & Census (Office for National Statistics): ONS Census 2021 data (© Crown copyright 2026, OGL v3.0) aggregated at Output Area and Ward levels.
• Schools & Ofsted (Department for Education): Derived from DfE Get Information About Schools (GIAS) and Ofsted inspection outcome records (OGL v3.0). Inspection ratings reflect historical snapshots and are subject to change.
• Cartography, Transport & Amenities: OpenStreetMap (ODbL), Ordnance Survey OpenData, and Postcodes.io.

StreetInsight UK does not warrant that third-party public databases are uninterrupted, timely, error-free, or complete.

3. Absolute Disclaimer of Warranties & No Professional Advice

3.1. NOT FINANCIAL OR INVESTMENT ADVICE: StreetInsight UK is not authorized or regulated by the Financial Conduct Authority (FCA). None of the metrics, yield calculators, estimated valuations, or algorithmic summaries constitute financial promotions, investment recommendations, or credit broking.

3.2. NOT LEGAL OR SURVEYING ADVICE: The platform does not examine title deeds, covenants, easements, rights of way, Article 4 Directions, HMO licensing registers, planning enforcement notices, boundary disputes, or ground stability.

3.3. "AS IS" WARRANTY DISCLAIMER: To the fullest extent permitted by applicable law, StreetInsight UK disclaims all warranties, express, statutory, or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and operational continuity.

4. Complete Limitation of Liability & Financial Cap

4.1. EXCLUSION OF CONSEQUENTIAL DAMAGES: UNDER NO CIRCUMSTANCES SHALL STREETPULSE UK, ITS FOUNDER(S), DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION:

• Loss of profits, loss of rental income, loss of capital, or missed investment opportunities;
• Property depreciation, structural failure, subsidence, or undisclosed flood occurrences;
• Abortive legal fees, survey costs, auction deposits, or mortgage valuation fees;
• Decisions to buy, sell, let, or decline any property transaction;
• Inaccuracies or omissions in public police, flood, school, or land registry records.

4.2. AGGREGATE LIABILITY CAP: If, notwithstanding the provisions of this Section, liability is found by an English court of competent jurisdiction, the total aggregate liability of StreetInsight UK to you for all claims arising under or related to this Agreement or your use of the platform shall not exceed the lesser of: (a) £50.00 (Fifty Pounds Sterling), or (b) the actual fees paid by you to StreetInsight UK during the three (3) months immediately preceding the claim.

5. User Indemnification

You agree to defend, indemnify, and hold harmless StreetInsight UK, its officers, directors, contractors, and developers from and against any and all claims, damages, liabilities, losses, judgments, costs, and expenses (including reasonable legal fees) arising out of or resulting from: (a) your use of or reliance on the platform; (b) your violation of these Terms; or (c) any property investment decision, transaction, or contract entered into by you or your clients.

6. User Accounts, Virtual Credit Wallet & Anti-Scraping Policy

6.1. Virtual Credits: Promotional and purchased credits are digital access units consumed upon query execution. Credits have no cash value and are non-refundable once consumed.

6.2. Prohibition of Automated Extraction: You shall not use any automated web crawlers, scrapers, bots, or scripts to harvest, extract, or mirror data from StreetInsight UK without prior written consent.

7. Governing Law & Exclusive Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim.